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Application Cancelled

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If this was a mistake and you would like to fix errors you can return to the application now.


Almost Done

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Almost Done
Please complete the account funding to activate your account.
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Almost Done

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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

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Funds Pending

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Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


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Review and Submit

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Funding

Your funds will not be transferred until all of your accounts are approved.

How much do you want to deposit?
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

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Credit Card Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for a Kinecta membership.

I am an Employee or Retiree of:
I
in .
Associational Group:
I am an immediate family or household member of a Kinecta member.
Member Name: Relationship: .
I will be joining Kinecta Federal Credit Union as a member of Innovision Society. I understand there is a $10 membership fee to join Innovision Society.
If I am not approved for the above loan product,
Remove Product
Required Products
Select at least one of the following products required for membership
Primary Savings

Required for all new membership accounts. Primary Savings has no monthly service fee in any month with: 1) $250 average monthly balance, or 2) multiple accounts under the same member number, or 3) same primary owner age 18 or under, or 4) first three months of a new account.

APY: 0.05% Min Deposit: $5.00


You may select one of the following products
Available Products
Classic Checking

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Checking Plus

Checking Plus has no monthly service fee in any month with: 1) $2,500 average monthly balance, or 2) direct deposits totaling $500 or more, or 3) during the first three months of a new account.

Max APY: 0.25% Min Deposit: $0.00

APY (Annual Percentage Yield)
Please answer question(s) below
Name of Financial Institution
Amount to transfer?
What is the Account Number?
Street Address of the Financial Institution
City, State, and Zip?
Name of Financial Institution
Amount to transfer?
What is the Account Number?
Street Address of the Financial Institution
City, State, and Zip?
How Did You Hear About Us?*
Please provide the existing member's first and last name.*
Please select from one of the advertising options below.*
Please select from one of the social media options below.*
Marketing Code*
Are you already a member of Kinecta Federal Credit Union?*
Select your preferred credit card type*
Marketing Promo Code Tracking
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Transfer from another financial institution

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

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Additional Applicant Information

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About Your Additional Applicant
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses