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Credit Card Information

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Credit Cards
Credit Card Type
Enter desired credit limit

Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Applicant Information

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


You may use this feature to include documents we may request, such as pay statements, address information and others.

Additional Information
Unless you opt out by selecting “No” in the drop down window, you agree that Kinecta, and/or any third party acting on its behalf, may make calls and/or send text messages to you at any telephone numbers provided above, including any mobile/cellular telephone numbers and/or numbers later converted to mobile/cellular telephone numbers and that may or may not result in data usage and/or charges to you. This is so Kinecta can service and keep you informed about your membership, accounts, loans and transactions you have or may enter into with Kinecta, and/or to provide you with fraud, security breach, or identity theft alerts. Such calls or text messages may be made to you through the use of prerecorded/artificial voice messages and automatic telephone dialing systems. You understand that you are not required to provide consent as a condition to receiving Kinecta’s products or services. You may change the telephone number(s) provided at any time by contacting Kinecta at 800-854-9846
By selecting “Yes” in this drop down window, you further authorize Kinecta to contact you, as set forth above, to offer products and services that might be of interest to you, by making calls and/or sending text messages to you at any telephone number(s) you have provided above, through, but not limited to, the use of prerecorded/artificial voice messages and automatic telephone dialing systems. You understand that you are not required to provide this additional consent as a condition to receiving Kinects’s products or services. You may change the telephone number(s) provided at any time by contacting Kinecta at 800-854-9846.

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Review and Submit

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Funding

Your funds will not be transferred until all of your accounts are approved.

How much do you want to deposit?
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Review and Submit
Credit Card Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for a Kinecta membership.

I am an Employee or Retiree of:
I
in .
Associational Group:
I am an immediate family or household member of a Kinecta member.
Member Name: Relationship: .
I will be joining Kinecta Federal Credit Union as a member of Innovision Society. I understand there is a $10 membership fee to join Innovision Society.
If I am not approved for the above loan product,
Remove Product
Required Products
Select at least one of the following products required for membership
Primary Savings

Required for all new membership accounts. Primary Savings has no monthly service fee in any month with: 1) $250 average monthly balance, or 2) multiple accounts under the same member number, or 3) same primary owner age 18 or under, or 4) first three months of a new account.

APY: 0.05% Min Deposit: $5.00


You may select one of the following products
Available Products
Classic Checking

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Checking Plus

Checking Plus has no monthly service fee in any month with: 1) $2,500 average monthly balance, or 2) direct deposits totaling $500 or more, or 3) during the first three months of a new account.

Max APY: 0.25% Min Deposit: $0.00

APY (Annual Percentage Yield)
Please answer question(s) below
Name of Financial Institution
Amount to transfer?
What is the Account Number?
Street Address of the Financial Institution
City, State, and Zip?
Name of Financial Institution
Amount to transfer?
What is the Account Number?
Street Address of the Financial Institution
City, State, and Zip?
How Did You Hear About Us?*
Please provide the existing member's first and last name.*
Please select from one of the advertising options below.*
Please select from one of the social media options below.*
Please provide the existing member's account number.
Marketing Code*
Are you already a member of Kinecta Federal Credit Union?*
Select your preferred credit card type*
If you are a student, please provide the name of your school.
Please provide your anticipated graduation date.
Marketing Promo Code Tracking
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Description

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Add Account Save Account OK
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Choose your rate
Specify the amount to deposit
Choose your term

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Fund via Internal Fund

Fund via Credit Card

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Transfer from another finacial institution

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Additional Applicant Information

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About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


You may use this feature to include documents we may request, such as pay statements, address information and others.

Additional Information
Unless you opt out by selecting “No” in the drop down window, you agree that Kinecta, and/or any third party acting on its behalf, may make calls and/or send text messages to you at any telephone numbers provided above, including any mobile/cellular telephone numbers and/or numbers later converted to mobile/cellular telephone numbers and that may or may not result in data usage and/or charges to you. This is so Kinecta can service and keep you informed about your membership, accounts, loans and transactions you have or may enter into with Kinecta, and/or to provide you with fraud, security breach, or identity theft alerts. Such calls or text messages may be made to you through the use of prerecorded/artificial voice messages and automatic telephone dialing systems. You understand that you are not required to provide consent as a condition to receiving Kinecta’s products or services. You may change the telephone number(s) provided at any time by contacting Kinecta at 800-854-9846
By selecting “Yes” in this drop down window, you further authorize Kinecta to contact you, as set forth above, to offer products and services that might be of interest to you, by making calls and/or sending text messages to you at any telephone number(s) you have provided above, through, but not limited to, the use of prerecorded/artificial voice messages and automatic telephone dialing systems. You understand that you are not required to provide this additional consent as a condition to receiving Kinects’s products or services. You may change the telephone number(s) provided at any time by contacting Kinecta at 800-854-9846.

Co-Driver's License Scan

close
To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Authorized User Information

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Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes to the account, such as requesting a credit increase or adding more authorized users. Also, authorized users are not legally responsible to pay the credit card bill or any debts.

One-Time Passcode

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One-Time Passcode

One-Time Passcode

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