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Vehicle Loan Information

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Vehicle Loan

Provide loan information

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Application Cancelled

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If this was a mistake and you would like to fix errors you can return to the application now.


Applicant Information

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


You may use this feature to include documents we may request, such as pay statements, address information and others.

Additional Information
Unless you opt out by selecting “No” in the drop down window, you agree that Kinecta, and/or any third party acting on its behalf, may make calls and/or send text messages to you at any telephone numbers provided above, including any mobile/cellular telephone numbers and/or numbers later converted to mobile/cellular telephone numbers and that may or may not result in data usage and/or charges to you. This is so Kinecta can service and keep you informed about your membership, accounts, loans and transactions you have or may enter into with Kinecta, and/or to provide you with fraud, security breach, or identity theft alerts. Such calls or text messages may be made to you through the use of prerecorded/artificial voice messages and automatic telephone dialing systems. You understand that you are not required to provide consent as a condition to receiving Kinecta’s products or services. You may change the telephone number(s) provided at any time by contacting Kinecta at 800-854-9846
By selecting “Yes” in this drop down window, you further authorize Kinecta to contact you, as set forth above, to offer products and services that might be of interest to you, by making calls and/or sending text messages to you at any telephone number(s) you have provided above, through, but not limited to, the use of prerecorded/artificial voice messages and automatic telephone dialing systems. You understand that you are not required to provide this additional consent as a condition to receiving Kinects’s products or services. You may change the telephone number(s) provided at any time by contacting Kinecta at 800-854-9846.

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity (select all that apply)

Race (select all that apply)

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Additional Applicant Information

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About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Address
Identification
Financial Information


Monthly Expenses


You may use this feature to include documents we may request, such as pay statements, address information and others.

Additional Information
Unless you opt out by selecting “No” in the drop down window, you agree that Kinecta, and/or any third party acting on its behalf, may make calls and/or send text messages to you at any telephone numbers provided above, including any mobile/cellular telephone numbers and/or numbers later converted to mobile/cellular telephone numbers and that may or may not result in data usage and/or charges to you. This is so Kinecta can service and keep you informed about your membership, accounts, loans and transactions you have or may enter into with Kinecta, and/or to provide you with fraud, security breach, or identity theft alerts. Such calls or text messages may be made to you through the use of prerecorded/artificial voice messages and automatic telephone dialing systems. You understand that you are not required to provide consent as a condition to receiving Kinecta’s products or services. You may change the telephone number(s) provided at any time by contacting Kinecta at 800-854-9846
By selecting “Yes” in this drop down window, you further authorize Kinecta to contact you, as set forth above, to offer products and services that might be of interest to you, by making calls and/or sending text messages to you at any telephone number(s) you have provided above, through, but not limited to, the use of prerecorded/artificial voice messages and automatic telephone dialing systems. You understand that you are not required to provide this additional consent as a condition to receiving Kinects’s products or services. You may change the telephone number(s) provided at any time by contacting Kinecta at 800-854-9846.

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity (select all that apply)

Race (select all that apply)

Co-Driver's License Scan

close
To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Review and Submit

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Review and Submit
Vehicle Loan Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for a Kinecta membership.

I am an Employee or Retiree of:
I
in .
Associational Group:
I am an immediate family or household member of a Kinecta member.
Member Name: Relationship: .
I will be joining Kinecta Federal Credit Union as a member of Innovision Society. I understand there is a $10 membership fee to join Innovision Society.
If I am not approved for the above loan product,
Remove Product
Required Products
Select at least one of the following products required for membership
Primary Savings

Required for all new membership accounts. Primary Savings has no monthly service fee in any month with: 1) $250 average monthly balance, or 2) multiple accounts under the same member number, or 3) same primary owner age 18 or under, or 4) first three months of a new account.

APY: 0.05% Min Deposit: $5.00


You may select one of the following products
Available Products
Classic Checking

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Checking Plus

Checking Plus has no monthly service fee in any month with: 1) $2,500 average monthly balance, or 2) direct deposits totaling $500 or more, or 3) during the first three months of a new account.

Max APY: 0.25% Min Deposit: $0.00

APY (Annual Percentage Yield)
Funding

Your funds will not be transferred until all of your accounts are approved.

How much do you want to deposit?
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Please answer question(s) below
Will you sign up for automatic payment from a Kinecta account?
How Did You Hear About Us?*
Please provide the existing member's first and last name.*
Please select from one of the advertising options below.*
Please select from one of the social media options below.*
Please provide the existing member's account number.
Marketing Code*
Are you already a member of Kinecta Federal Credit Union?*
If you are a student, please provide the name of your school.
Please provide your anticipated graduation date.
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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